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FOCUS Rewards (the "Program") allows Focus Bank customers with Focus Bank debits ("Cardholder") to earn Points when they use their Focus Bank debits (the "Card(s)"). All Cardholders who participate in the Program are subject to these rules (the "Rules") and any specific eligibility rules applicable to individual Participating Retailer's Points offers ("Offers"). These Rules supplement your Focus Bank Account Agreement (your "Account Agreement"). In the event of a conflict between your Account Agreement and these Rules, the Rules will govern any matter relating to the Program while your Account Agreement will govern all other matters.
In these terms, "Focus Bank," "we," "our," and "us" refer to Focus Bank and/or "Affinity". Affinity means Affinity Solutions, Inc., the administrator of the Program. "You" and "your" means every eligible person or entity who is now or also becomes a Cardholder. By participating in the Program, you agree to these Rules and agree that the Rules may be modified from time to time without prior written notice, at our sole discretion. We reserve the right to terminate this Program at any time without notice to you.
Returns, cancellations and exchanges of merchandise are subject to the policy of the retailer from which you made your purchase. If you return or cancel an item, the Points earned from the original purchase will be deducted from your Points balance. Likewise, if you exchange merchandise, the Points earned from the original sale will be deducted from your Points balance because the exchanged-for merchandise was not purchased through the Program Website. To earn Points on the exchanged-for merchandise under this program, you will need to return the originally purchased merchandise, and once your return is credited to your debit, you can use the FOCUS Rewards web site to purchase the new merchandise.
The lists of Participating Retailers and individual Offers are subject to change without notice. Before making a purchase, you should review the details of the Program, including the list of Participating Retailers, specific Offers and eligibility rules for such Offers at the Program Website. Some Participating Retailer's Offers may allow you to earn Points for online purchases only. For online-only Participating Retailers, you will only be entitled to earn Points for purchases you make through the designated merchant link on the Program Website.
In order to see the list of Participating Retailers on the Program Website, you will be required to complete the registration process. Once you register, you will be able to see the full list of Participating Retailers, the current Offers available at each Participating Retailer, as well as complete information about the Points you have earned. You will also be able to take advantage of the online Offers of Participating Retailers that you can only get through a link at the Program Website.
Affinity has never and will never engage in the practice of sending unsolicited emails. Affinity is entirely permission-based, which means that every email on the list is there because it was specifically subscribed.
These Program Rules and your Account Agreement contain the entire agreement between you, the Cardholder, Focus Bank, and Affinity Solutions Inc, with respect to the Program.
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